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Is there hope for someone who has been declined for long term care insurance?
I was reading an online “newspaper” the other day. There was an article about long term care insurance and the importance of planning for the financial consequences of needing long term care. I like...
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One woman who had 3 different outcomes when she applied for long term care...
Recently one of my associates asked me about a client of his who had been declined for long term care insurance. She’d applied for coverage with a company that her financial advisor had recommended...
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Should You Buy Long Term Care Insurance? Pros and Cons.
Most of what I find on the internet about long-term care insurance is, to put it mildly, terribly miss-informed. This recent article from a website that rates retirement communities was surprising...
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A “perfect” long-term care policy?
If you could design “perfect” long term care coverage for yourself, what would it look like? I recently asked someone this question and she said: “It should have premiums that are guaranteed to never...
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Focus on the Major Benefits–the “fuzzy dice” are not important!
Nearly everyone who receives care today receives that care either at home or in some type of facility–care that is provided by loving, compassionate people. I’m quite certain that 30 years hence, care...
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Sometimes even smart people don’t understand long-term care insurance–even if...
I understand that journalists don’t have time to check all their facts, but this recent article in Forbes is riddled with falsehoods and half-truths. It doesn’t even read like something a journalist...
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“The reports of my death have been greatly exaggerated.”–Mark Twain
For years “experts” have concluded that the long-term care insurance industry is dead. Here are some of the headlines: “What’s killing the long-term care insurance industry?” Aug. 2012 “Long-term...
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Long-term care insurance and your taxes
Long-term care insurance and your taxes – Tax Guy on.mktw.net/15vjwoE via @MarketWatch— Scott A. Olson (@LTCShop) October 22, 2013
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